Start accepting payments with our secure online payment gateway
Pay as you transact. No monthly fees or setup costs
Easy to integrate with our RESTful API
Robust Payment Gateway for your ecommerce software across various channels
PCI Level 1 Compliance ensuring safe and secure transactions
Whoosh offers you
The ideal payment solution for your online needs
Real-Time Reporting and Analysis
Users can log in and call up detailed live data on transactions. This means you will always be on top of your internal accounting
Real-time Fraud Protection
Confidential customer information is encrypted and protected from any potential fraud occurrence
3-D Secure Processing
Verified by VISA, MasterCard Secure Code as well as American Express Safekey Processing
Easy gateway integrations
The Whoosh gateway is PCI Level 1 compliant ensuring safe and secure transactions for our merchants
Easy Payment Integration
Use our simple integration options to reduce coding time
The Whoosh gateway enables you to accept payments across various sales channels and devices
Allows you the freedom and flexibility to build an API that meets your needs
Customers using our solution
Frequently Asked Questions
What is a Payment Gateway?
A Payment Gateway is a mechanism used for collecting, authorising and storing card data on behalf of merchants. Typically it is connected to a website via an Ecommerce shopping cart or payment module (e.g. WooCommerce, OpenCart, Shopify). The purchaser enters their credit or debit card details encrypted into a secure PayPage on the Payment Service Provider’s servers who in turn sends the data through to the card clearing bank for authorisation.
How do I apply for a merchant account with a bank and what is the procedure?
In order to use the Whoosh Payment Gateway you will need to have or be able to obtain an Internet Merchant Account. If you do not already have one we will be able to forward your application to one of the acquiring banks we work with.
What is PCI accreditation and do I need to be PCI Accredited?
PCI stands for Payment Card Industry and is a standard born out of the card schemes requirement to make payment services more secure. Whoosh Payment Gateway is a level 1 PCI accredited gateway which is the highest level accreditation. We have become accredited so you do not have to and by using our gateway, card details are seamlessly taken on our secure system which has been rigorously tested to the highest standards in security.
What is a Merchant Account?
A Merchant Account is a service provided by an acquiring bank (e.g.Nedbank) to enable business to accept card payments. Transactions are processed using a merchant ID for authorisation but no money is held in a Merchant Account, instead the money is settled via the acquiring bank into the merchant’s chosen bank account (normally a business bank account).
What cards will Whoosh accept when I go live with the service?
The Whoosh Payment gateway currently supports VISA, VISA DEBIT, MASTERCARD, MASTERCARD DEBIT, MAESTRO by default, and American Express.
Is it safe to pay with my credit card?
3D Secure is an extra layer of security when using your credit card for online transactions. Whoosh will ask you to enter your 3D Secure password (different from the PIN), which is called Verified by Visa, MasterCard SecureCode and American Express SafeKey.